Title Loans in Richmond
If you are looking for fast cash, you are in the right place. Kentucky Title Loans offers the best lending services to local residents who own their vehicle but might have a poor credit score. Our team will assess your individual wants and needs to customize a loan tailored to your specific lifestyle and budget. This ensures a loan that offers comfortable payments, flexible terms, and low interest rates.
You can get approved for a loan in under 15 minutes and have the cash in your bank account in under 24 hours without ever having to leave the comfort of your home. Our 100% online services are much quicker and offer zero stress compared to the long and drawn-out process of getting a loan through a traditional lender. Instead of looking at your financial history, we use your vehicle’s value and your current ability to repay the loan as approval indicators. This allows you to get the funding you need no matter how poor your credit score is.
Low Interest Rates
Our loans come with low interest rates that make the loan payments as comfortable for our customers as possible. These rates progressively lower as you make payments on your loan. This means that as you make payments, the loan payments get cheaper.
Our application and approval process is 100% online which means you can apply, get approved, work with a loan officer, and receive your funds without ever having to leave your home. This ensures a convenient process for all of our customers no matter what time it is.
No Hidden Fees
We never charge upfront, prepayment penalty, or hidden fees on our loans. We want to ensure a completely stress-free experience for all of our customers. This allows you to confidently take back control of your finances without ever having to worry about unexpected charges from us. Our services are 100% transparent so that you can have maximum trust in us as your lender and your loan as a financial tool to overcome your short-term cash gaps.
Credit Building Tool
Our loans are the perfect tool for building your credit. Since we approve people even if they have a poor credit score, you can get a loan no matter how bad your financial history is. Once you have your loan, you will be met with convenient payments that never catch you off-guard. Unlike loans at a traditional bank or credit union, our loans are transparent, customized, and tailored to meet your individual lifestyle and budget. This makes it easy to make your payments on time which will boost your credit score significantly.
If you have any questions or concerns about our Richmond title loans, please give us a call today. Our team of customer service representatives offers 24/7 support and would love to help you at any time. Here are some of the most common questions that we are asked.
Do I Keep My Car?
Yes, you can keep your car and drive it just like normal. The only requirement is that you have insurance on the vehicle. The only thing we will take is your vehicle’s title until you completely pay off the loan. Once the loan is paid in full, we return the title.
How Much Can I Get?
The amount of money you qualify for depends on the value of your vehicle, how much money you need, and your ability to repay the loan. Richmond residents have access of up to $50,000 and we tend to only lend to vehicles newer than 1999. Our team will assess the vehicle’s mileage, age, make, model, and condition to appraise it.
Are There Any Fees?
Our goal is to make your loan as convenient and stress-free as possible. This means that we never charge prepayment penalties, hidden fees, or upfront fees. This allows you to confidently take back control of your finances without stressing about unexpected expenses coming from us. We want to build a transparent relationship that you can trust to reliably provide you with extra funding whenever you need it.
Give Us A Call Today
Kentucky Title Loans offers the best loan for the residents of Richmond. If you are in need of fast cash through a custom loan that puts your comfort first, you are in the right place. Give us a call or fill out our online application form to find out how much you qualify for within minutes.