• What are the requirements for an auto title loan?

    Title loans come with way fewer requirements compared to traditional loans at banks and larger financial institutions. Rather than basing your eligibility on your personal financial history, we base it on your vehicle’s value. Our requirements include:

    • You are at least 18 years old
    • You make at least $1,500 per month
    • The vehicle has insurance
    • You show proof of income and residency
    • You provide the vehicle’s lien-free title or pink slip
  • How fast can I get a loan?

    As long as you have all of the required documents ahead of time, you can get approved for a loan in under 15 minutes. Once approved, you will receive the money in your bank account in as little as 24 hours. That’s right, cash in your hands in 24 hours!

  • How much can I borrow?

    The amount of your loan will depend on your vehicle’s value and your ability to repay the loan. As long as you own your vehicle and make at least $1,500 per month, you are eligible for a loan. The amount is based on your vehicle’s make, model, mileage, age, and condition. If your vehicle is worth $12,000, you can receive up to $12,000 for your loan.

  • What happens to my car?

    While making loan payments, you keep possession of your vehicle as long as you make timely payments. You can still drive it just like normal. If you end up defaulting on your loan, we will keep your vehicle until the loan is paid off.

  • What is a car title loan?

    A car title loan is a personal loan that is secured by the value of your vehicle. The loan amount is based on the vehicle’s value and your ability to repay the loan. Since it is based on your vehicle, you can get approved for a title loan even if you have low or no credit. You can still drive your vehicle while making loan payments. We will only hold on to the vehicle’s title until the loan is paid in full.