Manchester, KY 40962

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Manchester, KY 40962

Address: Manchester, KY, 40962
Phone number: (502) 405-9750
1
Car
Information
2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Unbeatable Service!

The service I received today from Kentucky Title Loans is unbeatable. They are kind and caring, extremely professional and efficient. I will happily do another loan with them.

- Scott Burnette
Quick and Easy

I was staying at a hotel when I realized I didn’t have my credit cards with me. I went online and got a quick loan from Kentucky Title Loans and all was good.

- Nessa Utt
Friendly and Professional!

Friendly, professional, and thorough. They answered questions patiently and helped me at every step of the loan process. I won’t hesitate to recommend Kentucky Title Loans to my friends and family.

- Roy Emersin

Title Loans in Manchester

If you are looking for fast cash, you are in the right place. Kentucky Title Loans offers the best lending services to local residents who own their vehicle but might have a poor credit score. Our team will assess your individual wants and needs to customize a loan tailored to your specific lifestyle and budget. This ensures a loan that offers comfortable payments, flexible terms, and low interest rates.

You can get approved for a loan in under 15 minutes and have the cash in your bank account in under 24 hours without ever having to leave the comfort of your home. Our 100% online services are much quicker and offer zero stress compared to the long and drawn-out process of getting a loan through a traditional lender. Instead of looking at your financial history, we use your vehicle’s value and your current ability to repay the loan as approval indicators. This allows you to get the funding you need no matter how poor your credit score is.

Low Interest Rates

Our loans come with low interest rates that make the loan payments as comfortable for our customers as possible. These rates progressively lower as you make payments on your loan. This means that as you make payments, the loan payments get cheaper.

Completely Online

Our application and approval process is 100% online which means you can apply, get approved, work with a loan officer, and receive your funds without ever having to leave your home. This ensures a convenient process for all of our customers no matter what time it is.

No Hidden Fees

We never charge upfront, prepayment penalty, or hidden fees on our loans. We want to ensure a completely stress-free experience for all of our customers. This allows you to confidently take back control of your finances without ever having to worry about unexpected charges from us. Our services are 100% transparent so that you can have maximum trust in us as your lender and your loan as a financial tool to overcome your short-term cash gaps.

Credit Building Tool

Our loans are the perfect tool for building your credit. Since we approve people even if they have a poor credit score, you can get a loan no matter how bad your financial history is. Once you have your loan, you will be met with convenient payments that never catch you off-guard. Unlike loans at a traditional bank or credit union, our loans are transparent, customized, and tailored to meet your individual lifestyle and budget. This makes it easy to make your payments on time which will boost your credit score significantly.

Common Questions

If you have any questions or concerns about our Manchester title loans, please give us a call today. Our team of customer service representatives offers 24/7 support and would love to help you at any time. Here are some of the most common questions that we are asked.

Do I Keep My Car?

Yes, you can keep your car and drive it just like normal. The only requirement is that you have insurance on the vehicle. The only thing we will take is your vehicle’s title until you completely pay off the loan. Once the loan is paid in full, we return the title.

How Much Can I Get?

The amount of money you qualify for depends on the value of your vehicle, how much money you need, and your ability to repay the loan. Manchester residents have access of up to $50,000 and we tend to only lend to vehicles newer than 1999. Our team will assess the vehicle’s mileage, age, make, model, and condition to appraise it.

Are There Any Fees?

Our goal is to make your loan as convenient and stress-free as possible. This means that we never charge prepayment penalties, hidden fees, or upfront fees. This allows you to confidently take back control of your finances without stressing about unexpected expenses coming from us. We want to build a transparent relationship that you can trust to reliably provide you with extra funding whenever you need it.

Give Us A Call Today

Kentucky Title Loans offers the best loan for the residents of Manchester. If you are in need of fast cash through a custom loan that puts your comfort first, you are in the right place. Give us a call or fill out our online application form to find out how much you qualify for within minutes.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a personal loan that is secured by the value of your vehicle. The loan amount is based on the vehicle’s value and your ability to repay the loan. Since it is based on your vehicle, you can get approved for a title loan even if you have low or no credit. You can still drive your vehicle while making loan payments. We will only hold on to the vehicle’s title until the loan is paid in full.

  • What happens to my car?

    While making loan payments, you keep possession of your vehicle as long as you make timely payments. You can still drive it just like normal. If you end up defaulting on your loan, we will keep your vehicle until the loan is paid off.

  • How much can I borrow?

    The amount of your loan will depend on your vehicle’s value and your ability to repay the loan. As long as you own your vehicle and make at least $1,500 per month, you are eligible for a loan. The amount is based on your vehicle’s make, model, mileage, age, and condition. If your vehicle is worth $12,000, you can receive up to $12,000 for your loan.

  • How fast can I get a loan?

    As long as you have all of the required documents ahead of time, you can get approved for a loan in under 15 minutes. Once approved, you will receive the money in your bank account in as little as 24 hours. That’s right, cash in your hands in 24 hours!

  • What are the requirements for an auto title loan?

    Title loans come with way fewer requirements compared to traditional loans at banks and larger financial institutions. Rather than basing your eligibility on your personal financial history, we base it on your vehicle’s value. Our requirements include:

    • You are at least 18 years old
    • You make at least $1,500 per month
    • The vehicle has insurance
    • You show proof of income and residency
    • You provide the vehicle’s lien-free title or pink slip
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