Louisville, KY 40206

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Louisville, KY 40206

Address: Louisville, KY, 40206
Phone number: (502) 385-3855
1
Car
Information
2
Your
Info
3
Free
Estimate

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away
Reset
Security

All information provided is secure and confidential. By submitting your information you agree to the terms of our Privacy Policy, Terms & Conditions, and E-Consent

How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Unbeatable Service!

The service I received today from Kentucky Title Loans is unbeatable. They are kind and caring, extremely professional and efficient. I will happily do another loan with them.

- Scott Burnette
Quick and Easy

I was staying at a hotel when I realized I didn’t have my credit cards with me. I went online and got a quick loan from Kentucky Title Loans and all was good.

- Nessa Utt
Friendly and Professional!

Friendly, professional, and thorough. They answered questions patiently and helped me at every step of the loan process. I won’t hesitate to recommend Kentucky Title Loans to my friends and family.

- Roy Emersin

Louisville Title Loans

A title loan through Kentucky Title Loans is the best financing option for Louisville residents in need of fast cash. Our title loans are perfect for people facing unexpected financial obligations who might have a poor credit score. Our approval process is designed to be fast, simple, and completely stress-free so that you can worry more about taking back control of your finances and less about getting a loan.

Car title loans are secured by the value of your vehicle. Your approval and loan amount depends on the equity of your vehicle and your ability to meet loan payments on time. Find out how much you qualify for today when you apply online or give one of our lenders a call.

Most Frequently Asked Questions

If you have any questions or concerns regarding our services, please give us a call today. Our team of customer service representatives is on standby 24/7 so that you can get the help you need, no matter what time it is. We would love to help you secure the funding you need through a loan that is customized for maximum convenience.

What Are Car Title Loans?

A car title loan is a loan that uses your vehicle’s title as collateral. The amount of the loan is determined by the value of your vehicle, how much money you need, and your ability to repay the loan. Approvals do not rely on your credit score so you can get the financing you need no matter how poor your financial history is. In fact, our title loans are the perfect tool for building your credit. You can get approved without a credit score and you can build the credit score up through our low and convenient payments.

What Is A Lien-Free Title?

To get approved for a loan, your vehicle’s title must be lien-free. This means that you are the sole owner of the vehicle. If you are still making payments on the vehicle, the title is not lien-free. However, if you are close to having it paid off, we might be able to make an exception and approve you anyway. Give us a call to find out how much you qualify for.

How Much Money Can I Borrow?

The amount of your loan will depend on the value of your vehicle and your ability to meet your loan payments on time. We will assess basic information about your vehicle like its mileage, age, make, model, and condition. We tend to not lend to vehicles older than 1999 and have a maximum lending amount of $50,000. No matter what kind of vehicle you own, you can still qualify for a loan. We approve cars, trucks, motorcycles, RVs, and more.

How Fast Can I Get The Money?

Our application and approval process is industry-leading in speed. We have customized and updated this process multiple times over the years to make it as fast and simple for our customers as possible. When you apply, you will be preapproved for a loan amount within 15 minutes. Once approved, you will receive the funding you need in under 24 hours.

Are There Any Fees?

We never charge hidden, upfront, or prepayment penalty fees. We believe in completely transparent services which means you don’t have to worry about unexpected expenses coming from your loan. Our goal is to provide you with a loan that helps you take back control of your finances.

Contact Us Today

Louisville, KY residents in need of fast cash through a title loan that is customized for convenience and comfort should give Kentucky Title Loans a call today. We provide the best services for getting fast cash through a stress-free process. Start by filling out our online application form or by giving us a call today.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a personal loan that is secured by the value of your vehicle. The loan amount is based on the vehicle’s value and your ability to repay the loan. Since it is based on your vehicle, you can get approved for a title loan even if you have low or no credit. You can still drive your vehicle while making loan payments. We will only hold on to the vehicle’s title until the loan is paid in full.

  • What happens to my car?

    While making loan payments, you keep possession of your vehicle as long as you make timely payments. You can still drive it just like normal. If you end up defaulting on your loan, we will keep your vehicle until the loan is paid off.

  • How much can I borrow?

    The amount of your loan will depend on your vehicle’s value and your ability to repay the loan. As long as you own your vehicle and make at least $1,500 per month, you are eligible for a loan. The amount is based on your vehicle’s make, model, mileage, age, and condition. If your vehicle is worth $12,000, you can receive up to $12,000 for your loan.

  • How fast can I get a loan?

    As long as you have all of the required documents ahead of time, you can get approved for a loan in under 15 minutes. Once approved, you will receive the money in your bank account in as little as 24 hours. That’s right, cash in your hands in 24 hours!

  • What are the requirements for an auto title loan?

    Title loans come with way fewer requirements compared to traditional loans at banks and larger financial institutions. Rather than basing your eligibility on your personal financial history, we base it on your vehicle’s value. Our requirements include:

    • You are at least 18 years old
    • You make at least $1,500 per month
    • The vehicle has insurance
    • You show proof of income and residency
    • You provide the vehicle’s lien-free title or pink slip
Get a Free Estimate