Independence Title Loans
A title loan through Kentucky Title Loans is the best financing option for Independence residents in need of fast cash. Our title loans are perfect for people facing unexpected financial obligations who might have a poor credit score. Our approval process is designed to be fast, simple, and completely stress-free so that you can worry more about taking back control of your finances and less about getting a loan.
Car title loans are secured by the value of your vehicle. Your approval and loan amount depends on the equity of your vehicle and your ability to meet loan payments on time. Find out how much you qualify for today when you apply online or give one of our lenders a call.
Most Frequently Asked Questions
If you have any questions or concerns regarding our services, please give us a call today. Our team of customer service representatives is on standby 24/7 so that you can get the help you need, no matter what time it is. We would love to help you secure the funding you need through a loan that is customized for maximum convenience.
What Are Car Title Loans?
A car title loan is a loan that uses your vehicle’s title as collateral. The amount of the loan is determined by the value of your vehicle, how much money you need, and your ability to repay the loan. Approvals do not rely on your credit score so you can get the financing you need no matter how poor your financial history is. In fact, our title loans are the perfect tool for building your credit. You can get approved without a credit score and you can build the credit score up through our low and convenient payments.
What Is A Lien-Free Title?
To get approved for a loan, your vehicle’s title must be lien-free. This means that you are the sole owner of the vehicle. If you are still making payments on the vehicle, the title is not lien-free. However, if you are close to having it paid off, we might be able to make an exception and approve you anyway. Give us a call to find out how much you qualify for.
How Much Money Can I Borrow?
The amount of your loan will depend on the value of your vehicle and your ability to meet your loan payments on time. We will assess basic information about your vehicle like its mileage, age, make, model, and condition. We tend to not lend to vehicles older than 1999 and have a maximum lending amount of $50,000. No matter what kind of vehicle you own, you can still qualify for a loan. We approve cars, trucks, motorcycles, RVs, and more.
How Fast Can I Get The Money?
Our application and approval process is industry-leading in speed. We have customized and updated this process multiple times over the years to make it as fast and simple for our customers as possible. When you apply, you will be preapproved for a loan amount within 15 minutes. Once approved, you will receive the funding you need in under 24 hours.
Are There Any Fees?
We never charge hidden, upfront, or prepayment penalty fees. We believe in completely transparent services which means you don’t have to worry about unexpected expenses coming from your loan. Our goal is to provide you with a loan that helps you take back control of your finances.
Contact Us Today
Independence, KY residents in need of fast cash through a title loan that is customized for convenience and comfort should give Kentucky Title Loans a call today. We provide the best services for getting fast cash through a stress-free process. Start by filling out our online application form or by giving us a call today.