Ashland, KY 41101

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Ashland, KY 41101

Address: Ashland, KY, 41101
Phone number: (606) 203-3157
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

All information provided is secure and confidential. By submitting your information you agree to the terms of our Privacy Policy, Terms & Conditions, and E-Consent

How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Unbeatable Service!

The service I received today from Kentucky Title Loans is unbeatable. They are kind and caring, extremely professional and efficient. I will happily do another loan with them.

- Scott Burnette
Quick and Easy

I was staying at a hotel when I realized I didn’t have my credit cards with me. I went online and got a quick loan from Kentucky Title Loans and all was good.

- Nessa Utt
Friendly and Professional!

Friendly, professional, and thorough. They answered questions patiently and helped me at every step of the loan process. I won’t hesitate to recommend Kentucky Title Loans to my friends and family.

- Roy Emersin

Ashland Title Loans

Title loans through Kentucky Title Loans are the best financing option for Ashland residents in need of fast cash. Our title loans are the perfect solution for anyone facing an unexpected financial obligation who might also have poor credit. Our approval process is designed for speed and convenience so that you can get the funding you need fast and through a simple, stress-free process.

Car title loans are secured by the value of your vehicle. The amount of your loan is determined by your vehicle, how much you need, and your ability to meet loan payments on time. Find out how much you qualify for today when you fill out our online application form or give one of our expert lenders a call.

Common Questions

If you have questions about our title loans, please give us a call today. Our team of customer service representatives is on standby 24/7 in order to provide the best assistance no matter what time it is. We would love to help you secure the funding you need as quickly as possible and through a loan that makes the most sense for you in your current situation.

What Are Title Loans?

A title loan is a financial tool that uses your vehicle’s equity as collateral. In other words, instead of using your credit score as an approval factor, we use the value of your vehicle. This way, as long as your own the vehicle, you can get approved for a loan even if you don’t have a credit score. If you want to build your credit score, our loans are the perfect tool for doing just that. You can get approved no matter what your financial history is like and the convenient payments make it easy to pay off the loan, stress-free.

What Is A Lien-Free Title?

A title that is lien-free is a title without a loan attached to it. If you are still making payments on your vehicle, you do not have a lien-free title. Do not worry. If you are close to having the vehicle paid off, we might be able to make an exception and provide you a loan anyway.

How Much Can I Borrow?

The amount of your loan entirely depends on the value of your vehicle, how much money you need, and your ability to meet your loan payments on time. We assess basic information about your vehicles like make, model, mileage, age, and condition. We lend up to $50,000 and usually only to vehicles newer than $50,000.

How Fast Will I Receive The Money?

Our application and approval process is known for its speed and simplicity. When you apply, you will get preapproved for a loan amount within 15 minutes. Once approved, we will deposit the funds into your checking or savings account in under 24 hours. The money will go through as a direct deposit.

What About Fees?

We will never charge you upfront, hidden, or prepayment penalty fees for your loan. We believe in 100% transparency for all of our services which means you can be confident in knowing you will never get unexpected charges from us.

Apply For A Loan Today

Ashland residents in need of fast cash through a comfortable loan should give us a call today or fill out our online application form. This form only takes a few minutes to complete, asks basic questions about you and your vehicle, and secures the funding you need in under 24 hours. Find out how much you qualify for today!

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a personal loan that is secured by the value of your vehicle. The loan amount is based on the vehicle’s value and your ability to repay the loan. Since it is based on your vehicle, you can get approved for a title loan even if you have low or no credit. You can still drive your vehicle while making loan payments. We will only hold on to the vehicle’s title until the loan is paid in full.

  • What happens to my car?

    While making loan payments, you keep possession of your vehicle as long as you make timely payments. You can still drive it just like normal. If you end up defaulting on your loan, we will keep your vehicle until the loan is paid off.

  • How much can I borrow?

    The amount of your loan will depend on your vehicle’s value and your ability to repay the loan. As long as you own your vehicle and make at least $1,500 per month, you are eligible for a loan. The amount is based on your vehicle’s make, model, mileage, age, and condition. If your vehicle is worth $12,000, you can receive up to $12,000 for your loan.

  • How fast can I get a loan?

    As long as you have all of the required documents ahead of time, you can get approved for a loan in under 15 minutes. Once approved, you will receive the money in your bank account in as little as 24 hours. That’s right, cash in your hands in 24 hours!

  • What are the requirements for an auto title loan?

    Title loans come with way fewer requirements compared to traditional loans at banks and larger financial institutions. Rather than basing your eligibility on your personal financial history, we base it on your vehicle’s value. Our requirements include:

    • You are at least 18 years old
    • You make at least $1,500 per month
    • The vehicle has insurance
    • You show proof of income and residency
    • You provide the vehicle’s lien-free title or pink slip
Get a Free Estimate